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BOP

Contractor Insurance

We evaluate your particular needs and industry requirements, use our years of industry expertise to shop the best deals and customize a plan that's perfect for you and your business. 

Contractor
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General Liability and

BOP (Business Owners Policy)

Independent contractors typically need a BOP to safeguard against unexpected financial losses beyond general liability claims. BOP protects your small business, including property coverage, business interruption and extra expenses, liability protection, tools and equipment, and crimes. 

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Ask about our mulit-policy package protection – discounts when combining coverage such as commercial property and auto. 

HELPFUL TIPS

From the WA state Office of the Insurance Commissioner:

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What to consider before buying business insurance.

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Depending on the size of your business, you can:

  • Add an endorsement or rider (extra coverage) to your homeowner policy; or

  • Buy business insurance (also called commercial general liability insurance).

 

Consider your coverage options

  • Property coverage protects the buildings, inventory and equipment where you operate your business

  • Property coverage protects your inventory and equipment if you lease the building space (the landlord is responsible for covering the building)

  • Liability coverage, if someone gets hurt or property damage occurs

  • Business-interruption coverage, if a loss forces you to close your business

  • Commercial auto coverage on the vehicles you use for your business

  • Umbrella or excess liability policies step in after a large loss and extend your liability coverage, giving you an added layer of protection

  • Employee health insurance for you and any employees

  • Life insurance protects you and/or your business operators

Our BUSINESS INSURANCE options include:

  • Commercial Building and Property

  • Commercial Auto 

  • Group Life Insurance

  • Contractors

  • Builder's Risk

  • Professional Liability

  • General Liability

  • Farm and Ranch

  • Hotel and Motel

  • Bars and Restaurants

  • Practices Liability

  • Church and Nonprofit

  • Umbrella Business Insurance

  • Workers' Compensation

  • Apartment Building Owners

  • Business Owners Policy (BOP)

  • Inland Marine

  • Errors and Omissions (E and O)

  • Directors and Officers

  • Marijuana Dispensary

  • Condo Associations

  • Cyber Liability

  • Self-Storage

  • Bonds

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